- With every ghost paying their monthly dues,
we collect the funds and give back a portion to those

who pay for the gold plan and need help...

for example:
- if someone gets a divorce
- if someone has a loved one pass away
- if someone gets sick
- Losses their job

The gold alpha will submit a request and the board will accept, adjust or deny the claim.

Based on proof, based on the event, based on how much money the alpha ghosts has at the time of submission. 

regardless, the applicant will get resources to ease the stress of whatever it may be. we want to comfort the ghosts as much as possible and be an outlet to be vulnerable.